Job Description: Area Credit Manager - SME
*Underwriting working capital & term loan proposals for SME & Healthcare finance (East) in accordance with the underwriting policies & guidelines. Having experience across segments like Channel Finance & MID - Corporate business, Healthcare etc.
*Financial Analysis of the balance sheets given for last 4/5 years to be done along with Key ratio analysis
*Ability to comprehend risk inherent to customer business
*Flair for numbers and an ability to understand processes, read balance sheets and understand customer business models.
*Training the CPA team to prepare CAM and eligibility sheets as per assessment criteria and policy conditions
*Monitor the performance (TAT as well Quality) of key vendors like CPV, valuers and legal agencies recommend for empanelment of any new vendors in case of deficiency with current agencies
*Systematic & Meticulous and Ability to perform under pressure. Good analytical & logical abilities and Good communication
*Ability to work in teams internally and also build good relationships with customers
*Demonstrate core company values, including high integrity and ethics
*Training the Sales team on the product and polices.
Credit Underwriting experience in SME/Mortgage/Healthcare products
MBA Finance/ Post Graduates/ CA
5 to 10 years
Salary: Not Disclosed by Recruiter
Industry: Banking / Financial Services / Broking
Functional Area: Accounts, Finance, Tax, Company Secretary, Audit
Role Category: Senior Management
Employment Type: Permanent Job, Full Time