Job Description: Credit Manager -SME
*Underwriting working capital & term loan proposals for SME (East) in accordance with the underwriting policies & guidelines.
*Financial Analysis of the balance sheets given for last 4/5 years to be done along with Key ratio analysis
*Ability to comprehend risk inherent to customer business
*Flair for numbers and an ability to understand processes, read balance sheets and understand customer business models.
*Training the CPA team to prepare CAM and eligibility sheets as per assessment criteria and policy conditions
*Monitor the performance (TAT as well Quality) of key vendors like CPV, valuers and legal agencies recommend for empanelment of any new vendors in case of deficiency with current agencies
Systematic & Meticulous and Ability to perform under pressure. Good analytical & logical abilities and Good communication
*Ability to work in teams internally and also build good relationships with customers, Demonstrate core company values, including high integrity and ethics
*Training the Sales team on the product and polices.
Credit Underwriting experience in SME
MBA Finance/ Post Graduates/ CA
2 to 4 years
Salary: Not Disclosed by Recruiter
Industry: Banking / Financial Services / Broking
Functional Area: Sales, Retail, Business Development
Role Category: Corporate Sales
Role: Branch Manager/Regional Manager
Employment Type: Permanent Job, Full Time